Financing FAQ's in Tucson AZ

How does financing a vehicle work?

You can work directly with your bank or credit union or our Finance Specialists can arrange vehicle financing for you. The rates and terms depend on a variety of factors including your credit history and current income.

How is my financing rate determined?

Your rate is determined by the bank using your credit score, credit history, time at your job and many other factors.

Can I secure my own financing?

Yes, you can work directly with your bank or credit union to arrange vehicle financing for yourself if you prefer.

What does "equity in my trade" mean?

The equity in your trade is the value of your vehicle minus what you might still owe on it. If your vehicle is worth more than you owe, you have equity in your trade.

Should I wait to trade in my vehicle until I've made more or extra payments?

This depends on market conditions however the value will usually continue to go down the longer you wait to trade in your vehicle.

How do manufacturer rebates work?

These rebates come directly from the manufacturer and we give them to you, to lower the amount of your loan.

Are there any pre-payment penalties?

There are not any pre-payment penalties.

Can I make extra payments?

Yes, you can make extra payments to help reduce the interest you will have to pay and shorten the length of your loan.

What if I don't have the best credit?

We can help, people with all types of credit can finance a vehicle and by making regular payments, a vehicle loan can help you build or rebuild your credit. Check out our LoanZone page for more information on how we can help.

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